I am trying to pay for my own way through college. Does anyone have advice on how I can do this as cheaply and easily as possible? I know a lot of people here are probably taking out loans or have government aid. Since I'm past 18, if I wish to support my own way through college although my parents have the means of helping me, is it possible for me to qualify for financial aid? Thanks very much for everybody's help.
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If you're shooting for loans, there's this type of loan that the government subsidizes called Federal Stafford Loans. The government pays your interest for you while you're in school.
Also, don't fully trust a loan broker to give you complete, unbiased advice on what kind of loan you need (because he'll obviously have his own ulterior motives). It would be like trusting a car mechanic fully :)
why do you think i came to you guys =P?
umm... i dunno if you can be considered for need-based financial aid because they take your family's income into account.
You can always apply for scholarships... just tell em you know Mike Choe and you'll get the money instantly. =P
or jus win WSOP.
If you get married you are considered independent and can file FAFSA on your own. There is no way to get around the FAFSA system due to a parent's unwillingness to pay. It is purely based on the ability to pay. However, under extreme circumstances a financial aid consoler might consider individual situations and pass a personal judgment for this to happen. However, I doubt you can qualify for this. Essentially you are not going to be getting any money from the government. :(
Also, you need to register for the Selective Service if you have not done so.
I believe it may be possible to file for FAFSA as an independent if you have truly become independent of your parents. This would mean no health insurance unless offered cheaply by the school, among other things. You'll also have to have an income and file a tax return.
Scholarships are a better bet. Kick ass in school and try for upperclassmen scholarships - you know, college whore. Consider it a job to apply for scholarships. You figure if a really good paper takes you 20 hours to write and you get $500 from it, you're pulling in $25 an hour. How long will it be until you earn that kind of money normally?
a.kim, i tried telling them i know mike choe, but they say it's not bout knowing mike choe...it's about him knowing you =P
So both jake and carter believe that money from fafsa/need based would be hard (that's what i was afraid of). So i'm just going to have to go for scholarships then :). Okedoke! thanx guys!
Joey, you should talk to your school's financial aid officer.
Also $25 an hour isn't that hard. I was making $33 an hour this summer, just coding and getting drunk. Snakesaywhat was making even more, apparently. :)
Also, if your beef with your parents is going really badly, you're legally old enough to disown them. I'm pretty sure that your FAFSA will look very favorable after you do that, and you'll get need-based stuff easily.
The downside is that you won't be able to expect to inherit much if you do that.
thanks everybody for the help :) although you all burst my bubble...
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